The Buying Process
Designed for you
Buying a Home with Fletchers
Buying a new home can be a stressful and time-consuming experience. Here at Fletcher Homes, we aim to make the whole purchasing process as smooth as possible. Our highly experienced sales team will provide as much advice and support as you need to ensure your move is completed swiftly and within an agreed time scale. To help with your purchase we’ve compiled a simple ‘Guide to Buying Your New Home’, so you know what you can expect when you buy from us.
Friendly & Knowledgeable
We’re here to help
Have a specific question? Get in touch with the team today if you have any questions about buying a new build home with us, or if you have any questions about a specific Fletcher Homes development.
The Process
How does it work?
1. Choosing your Fletcher Home
The whole process begins when you choose and reserve your perfect Fletcher home. You will need to complete a reservation form and pay a reservation fee. This is usually between £500 and £1000.
2. Appoint an Independent Financial Advisor (IFA)
To finance your mortgage, you will need to appoint an independent financial advisor (IFA), or a mortgage advisor. With a wide selection of mortgage products, a good IFA can help save you thousands of pounds by finding the right mortgage for you.
3. Appoint a solicitor
Conveyancing costs can vary from practice to practice, so we recommend that you speak to several solicitors to get quotations before you choose one. Once you’ve appointed a solicitor, you’ll be asked to pay initial costs to cover search fees, etc. It’s important to pay these straight away to prevent delaying the conveyancing process.
4. Apply for your Mortgage
Once you have appointed an IFA, they will work diligently to find you the best mortgage deal. It is important to progress your application immediately and pay for any survey fees etc. Ideally, you should have applied for your mortgage within a week of reserving your home.
5. Make an appointment with your Solicitor
You will need to meet with your solicitor at least one week before exchanging contracts. At this meeting they will talk you through the results of any searches and will want to ensure everything is in order ready to exchange contracts. The final step will be to sign your contract and pay your exchange deposit (which is usually 10% of the purchase price).
6. Exchange of contracts
Once your solicitor exchanges contracts, either a fixed completion date will be agreed or exchange will be on notice, with a completion date to be agreed when your home is more structurally complete.
7. Home demonstration
Once your solicitor exchanges contracts, either a fixed completion date will be agreed or exchange will be on notice, with a completion date to be agreed when your home is more structurally complete.
8. Legal completion
Your solicitor completes the purchase on your behalf, drawing down mortgage funds as required. Once legal completion takes place, the keys to your home will be presented by your Sales Consultant, who will welcome you to your new Fletcher Home, read your meters and ensure a smooth handover.
9. Moving in
With the help of your removal company, its time to unpack those boxes, put the kettle on, and make our Fletcher home, your home.
And Relax…
Without a doubt the most important step! The moving in process is complete and it’s time for you and your loved ones to kick back and enjoy your new Fletcher home.
Why buy a Fletcher Home
High specification, new build homes
Every Fletcher Home boasts a high specification. We’ve infused traditional style architecture with contemporary interiors to develop homes that exude real kerb appeal. With developments located throughout Shropshire and the surrounding areas, our buyers benefit from modern bathrooms, fitted kitchens and quality interior finishes.